Local and national news agencies are reporting "thousands of Londoners ditching the capital to live in Leeds instead". Are you one of them?
According to The Guardian, the number of Londoners moving to Leeds has increased by 58 per cent from 2,720 to 4,296 in a 5 year period. London may well be overcrowded and expensive, but why is Leeds so attractive?
Looking across the River Aire towards the city centre (B Hannam)
The Bank of England usually increases interest rates when inflation is predicted to rise above their inflation target. Higher interest rates tend to moderate economic growth. Higher interest rates increase the cost of borrowing, reduce disposable income and therefore limit the growth in consumer spending. Higher interest rates tend to reduce inflationary pressures and cause an appreciation in the exchange rate.
Samantha Hodge, 24, is an Educational Support Worker who lives with her boyfriend Sam Wright, 28, also an Educational Support Worker. They have just bought their first home together having previously been advised that, due to their poor credit score, it would be unlikely that they would be offered a mortgage...
You might not have noticed, but during the Spring and Summer of 2016 there was a flurry of activity as lenders announced (in quick succession) an increase in the upper age limit for borrowers.
First came the Halifax with an increase from 75 to 80, quickly followed by the Nationwide allowing existing customers with a retirement income, to borrow up to the age of 80, with a maximum age at maturity of 85.
Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.
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