Can we save you money?
WITH A POTENTIONAL HUGE RISE IN YOUR FUEL AND POWER BILLS,
CAN WE SAVE YOU MONEY ON YOUR MORTGAGE?
IT COULD TAKE LESS THAN 15 MINUTES WITH ONE OF OUR ADVISORS
PHONE REACH 4 NOW ON 0113 258 1293
Reach 4 Mortgage Advice Leeds: Mortgage Broker in Leeds - Latest News
What is Let-to-Buy?
Do you want to buy a new home without selling your current home first? Then let-to-buy may the answer for you. Here’s everything you need to know.
Do you want to buy a new home without selling your current home first? Then let-to-buy may the answer for you. Here’s everything you need to know.How does let-to-buy work?
With let-to-buy, you let out your current home and purchase a new property to live in. It means having two mortgages: you’ll convert the mortgage on your current home into a buy-to-let mortgage. And you’ll take out a standard residential mortgage on the new property you’re buying.
There are lots of factors to think about. You’ll become a landlord, so you’ll need to consider the costs and responsibilities of that. You’ll also need to have a decent chunk of equity in your current home in order to secure a buy-to-let mortgage on your existing home, especially if you need to release equity from it in order to buy your new home.
However, the rewards can be huge. Not only does it mean you can buy a new property without needing to sell your old home first, but you could also potentially see significant financial benefits in the long-term by owning two properties, assuming you can generate enough rental income and that property prices rise.
What is a green mortgage?
You’ve heard of fixed rate mortgages, tracker mortgages, and discount mortgages. But do you know what a green mortgage is? In this article, we explain everything you need to know: what they are, how they work, and if you’re eligible for one.
What are they?
A green mortgage rewards you for buying or owning an energy efficient home. The same rule applies if you make improvements or renovations to your home to make it more energy efficient.
New Year, New Mortgage?
Do you think that you are paying too much for your current mortgage?
Challenge us at Reach 4 Mortgages to save you money on your mortgage.
First Time Mortgages, New Home Mortgages and Remortgages.
Phone us now on the number below or use our Fast Contact Form.
Reach 4 Mortgages 0113 258 1293
Ewemove and Reach 4 team up together
Buying a property and getting a mortgage is a major decision in everyone’s life, which is why local estate agents Ewemove have teamed up with mortgage brokers Reach 4 to provide expert advice.
Moving to Leeds
Local and national news agencies are reporting "thousands of Londoners ditching the capital to live in Leeds instead". Are you one of them?
According to The Guardian, the number of Londoners moving to Leeds has increased by 58 per cent from 2,720 to 4,296 in a 5 year period. London may well be overcrowded and expensive, but why is Leeds so attractive?
Looking across the River Aire towards the city centre (B Hannam)
How could an interest rate rise affect you
The Bank of England usually increases interest rates when inflation is predicted to rise above their inflation target. Higher interest rates tend to moderate economic growth. Higher interest rates increase the cost of borrowing, reduce disposable income and therefore limit the growth in consumer spending. Higher interest rates tend to reduce inflationary pressures and cause an appreciation in the exchange rate.
Our poor credit score could have stopped us getting on the property ladder
Samantha Hodge, 24, is an Educational Support Worker who lives with her boyfriend Sam Wright, 28, also an Educational Support Worker. They have just bought their first home together having previously been advised that, due to their poor credit score, it would be unlikely that they would be offered a mortgage...
More Articles ...
Latest News
-
Can we save you money?
WITH A POTENTIONAL HUGE RISE IN YOUR FUEL AND POWER BILLS, CAN WE SAVE YOU MONEY ON YOUR... -
What is Let-to-Buy?
Do you want to buy a new home without selling your current home first? Then let-to-buy... -
What is a green mortgage?
You’ve heard of fixed rate mortgages, tracker mortgages, and discount mortgages. But do...
Because we play by the book we want to tell you that…
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1.5%, but a typical fee is 0.3% of the amount borrowed.
For insurance business we offer products from a choice of insurers.