Reach 4 Mortgages Leeds - Latest News

Moving to Leeds

Local and national news agencies are reporting "thousands of Londoners ditching the capital to live in Leeds instead". Are you one of them?

According to The Guardian, the number of Londoners moving to Leeds has increased by 58 per cent from 2,720 to 4,296 in a 5 year period. London may well be overcrowded and expensive, but why is Leeds so attractive?

Leeds River Aire
Looking across the River Aire towards the city centre (B Hannam)

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How could an interest rate rise affect you

saving money on household billsThe Bank of England usually increases interest rates when inflation is predicted to rise above their inflation target. Higher interest rates tend to moderate economic growth. Higher interest rates increase the cost of borrowing, reduce disposable income and therefore limit the growth in consumer spending. Higher interest rates tend to reduce inflationary pressures and cause an appreciation in the exchange rate.

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Increase in the upper age limit for borrowers.

You might not have noticed, but during the Spring and Summer of 2016 there was a flurry of activity as lenders announced (in quick succession) an increase in the upper age limit for borrowers.Upper Age

First came the Halifax with an increase from 75 to 80, quickly followed by the Nationwide allowing existing customers with a retirement income, to borrow up to the age of 80, with a maximum age at maturity of 85.

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Because we play by the book we want to tell you that…

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.

For insurance business we offer products from a choice of insurers.

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